Terms of Service

1. Agreement to Terms

By accessing or using the Vestura mobile application ("App") operated by Stellar Tech Systems, LLC ("we," "our," or "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.

We reserve the right to update, modify, or replace these Terms at any time, at our sole discretion, with or without notice. Changes become effective immediately upon posting. Your continued use of the App after any changes constitutes your binding acceptance of the updated Terms. It is your responsibility to review these Terms periodically.

2. Description of Service

Vestura is a receipt and expense management application that helps users:

• Scan and digitize purchase receipts using automated optical character recognition (OCR)
• Track spending and purchases
• Organize receipts by date, store, category, and custom groups
• Export receipt data for personal records

3. User Accounts

To use certain features of the App, you must create an account. You agree to:

• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Promptly update any information that changes
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

You must be at least 18 years old to create an account and use the App. By creating an account, you represent and warrant that you meet this age requirement.

4. Subscription Plans and Payments

The App offers both free and paid subscription plans. Paid subscriptions provide access to enhanced features and increased usage limits as described within the App.

Billing and Renewal

• Subscription pricing, billing cycles, and plan details are as displayed within the App at the time of purchase
• Paid subscriptions automatically renew at the end of each billing period unless canceled before the renewal date
• Payment is processed through Apple's App Store or Google Play (collectively, "App Store Platforms"), not directly by us
• All billing, payment processing, and refunds are governed by the policies of the applicable App Store Platform

Cancellation

You may cancel your subscription at any time through your device's App Store Platform settings. Cancellation takes effect at the end of your current billing period. You will retain access to paid features until the end of the period you have already paid for.

Refunds

All refund requests must be directed to the applicable App Store Platform (Apple or Google) in accordance with their refund policies. We do not process refunds directly.

Changes to Pricing

We reserve the right to modify subscription pricing, plans, and features at any time at our sole discretion. Price changes will apply to new subscriptions and renewals after the change takes effect. We are not obligated to maintain any particular pricing or plan structure.

5. Service Tiers and Usage Limits

The App provides different service tiers (free and paid) with varying feature access and usage limits. These limits may include, but are not limited to, restrictions on the number of receipt scans, categories, groups, images per receipt, and data exports within a given period.

Current tier features and limits are displayed within the App. We reserve the right to modify, add, or remove service tiers, features, and usage limits at any time at our sole discretion, with or without notice. Such changes may include adjusting existing limits, introducing new restrictions, or restructuring available plans entirely.

If your subscription lapses, expires, or is downgraded, access to paid features will be restricted and your account will revert to the free tier and its associated limits. Data exceeding free-tier limits will be preserved but may not be accessible until a qualifying subscription is restored.

6. Acceptable Use

You agree not to use the App to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Transmit malware, viruses, or harmful code
• Attempt to gain unauthorized access to our systems or other users' accounts
• Interfere with the proper functioning of the App or its infrastructure
• Use the App for any fraudulent or illegal purpose
• Circumvent, disable, or otherwise interfere with any usage limits, security features, or access restrictions
• Use automated systems, bots, or scripts to access or interact with the App in a manner not expressly authorized by us
• Resell, redistribute, or sublicense access to the App or any of its features

We reserve the right, at our sole discretion, to determine what constitutes abuse of the service and to take appropriate action, including but not limited to throttling, suspending, or terminating access to the App without notice or liability.

7. Intellectual Property

The App and its original content, features, and functionality are owned by Stellar Tech Systems, LLC, and are protected by international copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our App without our prior written consent.

8. User Data

You retain ownership of all data you input into the App. By using the App, you grant us a limited, non-exclusive license to store, process, and transmit your data solely for the purpose of providing and improving our services, including processing receipt images through third-party OCR services.

You are responsible for ensuring the accuracy of the information you enter. We are not responsible for errors resulting from inaccurate input.

9. Disclaimer of Warranties

We do not warrant that:

• The App will be uninterrupted, timely, secure, or error-free
• The results obtained from the App, including OCR-scanned data, will be accurate, complete, or reliable
• The App will meet your specific requirements
• Any errors in the App will be corrected

10. Not Financial or Tax Advice

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, STELLAR TECH SYSTEMS, LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to or use of (or inability to access or use) the App
• Any conduct or content of any third party on or related to the App
• Unauthorized access, use, or alteration of your transmissions or data
• Errors, inaccuracies, or omissions in OCR-scanned data or any other App output
• Loss of receipt data, records, or other content
• Any other matter relating to the App

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS RELATING TO THE APP EXCEED THE AMOUNT YOU HAVE PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED U.S. DOLLARS ($100), WHICHEVER IS GREATER.

12. Indemnification

You agree to indemnify, defend, and hold harmless Stellar Tech Systems, LLC and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from: (a) your use of the App; (b) your violation of these Terms; (c) your violation of any third-party right, including any intellectual property or privacy right; or (d) any claim that your use of the App caused damage to a third party.

13. Termination

We may terminate or suspend your account and access to the App immediately, at our sole discretion, without prior notice or liability, for any reason, including but not limited to conduct that we believe:

• Violates these Terms or any applicable law
• Is harmful to other users, third parties, or our business interests
• Constitutes fraud, abuse, or misuse of the service
• Involves circumvention of usage limits or security measures

Upon termination, your right to use the App will immediately cease. Your account data will be deleted in accordance with our data management practices; however, we reserve the right to retain certain data as required by law, for legitimate business purposes (including fraud prevention, dispute resolution, and enforcement of our Terms), or as otherwise permitted by applicable law.

All provisions of these Terms which by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

14. Dispute Resolution and Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the use of the App shall be resolved through binding arbitration administered in the State of Washington, in accordance with the rules of the American Arbitration Association. The arbitration shall be conducted by a single arbitrator, and the arbitrator's decision shall be final and binding.

Class Action Waiver: You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration against Stellar Tech Systems, LLC.

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement or misappropriation of intellectual property rights.

15. App Store Platform Terms

If you access the App through Apple's App Store or Google Play, the following additional terms apply:

• These Terms are between you and Stellar Tech Systems, LLC only, and not with Apple Inc. ("Apple") or Google LLC ("Google")
• Apple and Google have no obligation to provide any maintenance or support services for the App
• In the event of any failure of the App to conform to any applicable warranty, you may notify the applicable platform provider for a refund of the purchase price (if any); the platform provider has no other warranty obligation with respect to the App
• Apple and Google are not responsible for addressing any claims relating to the App or your use of the App
• Apple and Google are third-party beneficiaries of these Terms and may enforce them against you

16. Force Majeure

We shall not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, government actions, internet or telecommunications failures, power outages, or third-party service provider outages.

17. Changes to Terms

We reserve the right to update, modify, or replace these Terms at any time, at our sole discretion, with or without notice. Changes become effective immediately upon posting the revised Terms with a new "Last updated" date. Your continued use of the App after any changes constitutes your binding acceptance of the updated Terms. It is your responsibility to review these Terms periodically. If you do not agree to any revised Terms, your sole remedy is to discontinue use of the App.

18. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Washington, United States, without regard to its conflict of law provisions. Any legal action or proceeding not subject to arbitration shall be brought exclusively in the state or federal courts located in the State of Washington, and you consent to the personal jurisdiction of such courts.

19. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, severed from these Terms. The remaining provisions shall continue in full force and effect.